G Murlidhar, MD and CEO, Kotak Mahindra Life Insurance Company explains how to make smart financial decisions for better gains.
Outflows are likely to continue, experts say, till such time as the markets see a significant correction.
Equity MF schemes recorded worst inflows in three and a half years at Rs 1,311 crore for November. Investors across the board have taken money off the table as markets have scaled new highs. Industry experts said SIPs had stayed intact, which is a healthy sign for the MF industry.
If your children live abroad, rely more on financial assets as they are easier to liquidate and move across borders.
High dividend yield stocks usually perform well in a rising interest rate environment when investors value cash flows more.
The Reserve Bank of India's (RBI) new rules for credit and debit cards came into effect from October 1. These include tokenisation, one-time password (OTP) for activation after 30 days, written permission for enhancement of credit limit, and greater clarity on interest calculation.
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'Large-caps are better placed to withstand the impact of higher input cost inflation, rising rates and withdrawal of excess global liquidity.'
While some states have kicked in their heat action plans, experts feel this is not enough to tackle the current extreme weather.
The flows may stem and redemptions pressure increase following the market meltdown of Monday amid mounting cases of coronavirus infection globally.
Even if you get a bit late in buying things you need, it is always better to avoid debt traps, advises Vishwajeet parashar
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Let us take a look at some of the steps that are involved in getting your finances in order.
In October, the contribution through SIPs rose to Rs 79.85 billion, up 42% compared to the same month last year.
Investors not stop their SIPs or STPs due to election-related uncertainty.
In September, net equity inflows stood at Rs 6,609 crore, compared to Rs 9,152 crore in the previous month. In the last four months, this is the lowest net inflow tally seen by the equity category.
The total AUM rose 40 per cent or Rs 6.3 lakh crore, to Rs 23 lakh crore at the end of November.
Investors sinking lump sum money in equities seem to have applied the brakes.
Fund managers's compensation is largely tied to the assets they manage and scheme performance.
Diversify! Go for SIPs in equity MFs or buy debt funds! Don't time the market! Don't trade intra-day! So simple!
'If an investor is ready to stay put for the next five years, one can consider investing in mid- and small-cap funds, but through SIPs.'
For rest of the year, the issue is largely going to be the balance between growth rates and macro stability versus interest rates, says Sankaran Naren.
Don't worry about volatile, erratic cash flows, freelancers. Vishal Dhawan explains how you can invest and achieve your financial goals despite irregular income.
Goals like buying a car or travelling abroad are short-term goals whereas purchasing a house or retirement planning are medium and long-term goals.
Retirees have better options that offer liquidity, better returns and are more tax-efficient.
MF investors may not be able to support markets fall if selling intensifies
Given the uncertain macroeconomic conditions, most brokerages have turned slightly cautious on the pace of growth in State Bank of India's (SBI's) earnings going ahead. While they don't see any significant risk arising for now, its sheer balance sheet size and systematic importance has nudged them to cut earnings estimates for fiscal year 2023-24 (FY24) and 2024-25 (FY25) up to 5 per cent. India's largest state-owned bank, on Thursday, reported standalone net profit of Rs 16,694.51 crore for Q4FY23.
Salaried employees get several benefits under Sections 80C, 80D, 80G and others.
Monday's steep fall turned Sensex's yearly returns to - 2.57%, but only two large-cap funds did worse.
Take calculated, not blind risks, suggests Ramalingam K.
Only tactical investors lose money in a downturn due to their short investment horizon
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There is polarisation among sectors with IT and healthcare receiving the lion's share of FPI money in the past two quarters.
In April, the inflows into equity schemes dropped 60% compared to the previous month to Rs 4,608 crore, the lowest since Sept 2016.
'For the next two years, we expect the bulk of earnings growth contribution from sectors like financials and energy, where the outlook remains positive, while the sectors which are linked to domestic consumption and are currently witnessing strains on margins have low salience for Nifty earnings.'
'Allocate 30% to 35% of your equity portfolio to mid-cap funds and 10% to 15% to small-cap funds.'
Some important investment options like fixed annuity, bonds, life insurance and equity among others can help you in fulfilling your goal. The details...
'Historically, the lead-up to a general election tends to be excessively volatile and big losses are perfectly possible.'